Fixed-term deposit FAQs - The most important facts What are the advantages of a fixed-term deposit over a call money account?
With an investment in the form of a fixed-term deposit, the interest rate is fixed for a certain period, i. H. the interest rate cannot fall during this period.
That is why fixed-term deposits are ideal for companies or private investors who want to invest their money securely and, above all, in a way that is easy to calculate. In many cases, fixed-term deposits also have better interest rates than corresponding ones
Overnight money for companies or private investors.
How secure is a fixed deposit investment?
Investing in time deposits is risk-free. The capital is parked in the fixed-term deposit account for the entire term and earns interest at a guaranteed rate. In this respect, a fixed deposit proves to be ideal when it comes to planning security. With regard to deposit protection, the statutory deposit protection applies to all providers in the comparison
100,000 euros. In addition, some banks offer extended deposit protection in the millions. There is no risk of price losses. Because the capital is invested in euros.
